Well, for one, Mac is different than most brands in that they call their yellow undertoned foundations "cool" and their pink ones "warm", while most other brands call pink cool and yellow warm...
I think it's pretty obvious that I have cool skin, I have pink undertones, very pale skin (I wore a skirt today and holy cow, I had the whitest legs by far out of the girls in my Sunday School class at church!), blond hair, blue-grey eyes... However, sometimes I think warm colors look better on me! It depends on what the color is and where I'm wearing it -- for example, I think cool eyeshadow colors (blue, grey, green) don't look very good on me, but warm colors (especially bronze and peach) contrast with my blue eyes which make them stand out more, and the warm color seems to warm up my face. However, warm lip and cheek colors just look orange on me, so I stick to cool pinks and peaches.
As for clothes, it depends.. my favorite colors on my skintone are blue/turquoise, bright peach/orange, and pale yellow -- a mix of warm and cool colors! Some cool colors, like pale pink, look awful on me because they are too similar to my skintone and wash me out! Yet I get tons of compliments when I wear pale yellow, people are always surprised that I look good in it! And I look better in white than ivory, because ivory is again too close to my skintone and washes me out... But I do think cool colors look better on the bottom, like, I think my pale legs look better with a blue or green skirt rather than a red or orange skirt!
Honestly, I just say wear whatever colors you feel good in -- if you feel good in the colors, then more than likely other people will think they look good on you too! And you'll never know what colors you look good in until you try them all!

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Acne info and NEW mu pictures in my
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! Updated 11/19/06!
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26 Yrs Old ~ Very Fair, Oily Skin ~ Warm Undertones ~ Blue Eyes ~ Dark Blonde Hair