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Goals for November: getting ready to enjoy the holidays in December, and making an early start on New Years Resolutions. Work on credit card with balance of $335. I have a goal to pay it off in the beginning of February, 2020. Therefore, I hope to reduce the balance some more by the end of 2019. Also this month I want to use some more things up, because in December I will have my Advent Calendar. Use up Yves Rocher Golden Tea Shower Gel - this is the holiday shower gel from last year. Use up Sahajan Eye Cream mini - almost done. Use up Sisley Body Scrub mini - almost done. Finish travel pack of Member's Mark Makeup Wipes. Try to finish a few more little items.
By putting a plan in place for a low/no buy - what are you hoping to achieve? Reasons may include and are not limited to one or more of the following: save money short term (i.e. vacation) save money for long term (i.e. retirement) limited storage space therefore having fewer belongings use products before they expire pay down unsecured debts (i.e. credit card) using products until they're gone before replacing them have less stuff/clutter in the home pay for post-secondary education extra money for a hobby response to reduced hours at work or lay-off pay off a mortgage or car loan faster saving money for other household expenses (i.e. new furniture, home repairs) increase in child-related expenses saving for a rainy-day fund taking a cruise or trip loss of interest in cosmetics and related items pressure from spouse/significant other to stop buying and start saving What are YOUR reasons for wanting to decrease expenses/consumption by participating in low/no buy?
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