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  1. Happy New Year, 2019!🕛 Excited to begin a second year of No Buy. Products I will be starting with: Baylis & Harding bath and body gift set (two body washes and a lotion, jojoba, silk, and almond scent - one of my wonderful Christmas gifts. Gilchrist & Soames conditioning shampoo mini, another one of my beautiful Christmas gifts. Maybelline "The Falsies Push Up Drama" mascara from past Target Beauty Box. Yves Rocher Sensitive Vegetal mini face cream. I have five face cream minis left to use up. Financial goal: I am already two months ahead on my plan to pay off five credit cards in 2019. On my plan I want to make four extra payments on the fourth credit card by the end of June at the latest. After the four extra payments, it will be gone by the end of the year with just the minimum monthly payment. The first three credit cards are already set to be gone by the end of the year with the minimum payment. Credit card five will get six extra payments in the second half of the year to be paid off. I reread my diary from my January 2018 No Buy. I had such a wonderful month. I was using up all sorts of beautiful samples, and watched lots of films on Netflix. It was so nice to relax and not be preoccupied with shopping all the time. I made super fast progress on debt payments. I got Netflix again for a free month, so I am hoping to have a little rest, enjoy using my gorgeous products, and watch lots of films before my free month runs out and I cancel my Netflix. It would be good to keep getting ahead on my debt payment plan too. [I was doing seasonal No Buy goals in the second half of 2018, but the time periods were too long. Also when I was doing my empties, I had trouble remembering all of the details about the products I had been using a few months before. So I have decided to do monthly projects in 2019.]
  2. On December 11, 2017, I decided to undertake a one year No Buy for the upcoming New Year. I was so excited about it. In the weeks before the New Year, while having fun during the holidays, I worked on getting ready for my No Buy. My goal for the No Buy was to pay off some debts. I prepared for my No Buy by organizing all of my cosmetics, listing my debts in my journal, and beginning to use up a shampoo, a holiday scent shower gel, a cleanser, and a face cream foil pack that were almost finished already. They were items that had been sitting on my dresser forever. That really got me in the No Buy mood. Goal setting: My goal is always to pay off debts. In past years, I would always declare that "I am going on a No Buy to pay off my credit card debt." Since that is such a large and far away goal for me, I think it was easy to get discouraged and give up as soon as I came across a tempting item. I think this is one reason why my past New Years No Buys always crashed in May. I think this year was more exciting because I set a smaller specific goal. I resolved to pay off not all my debt, but one smaller credit card debt each month. That was exciting for me. The goal proved to be too big to fulfill after six months, but I was able to revise it as the year went on. I ended up paying off not all of my debt, but five credit card debts. That was great. For this year, I have a specific, doable goal of paying off another five credit card debts. It is specific, but realistic. I have a payment plan completely mapped out for each month. I will be doing last minute preparations on my debt goals and using up a few last minute items in the coming weeks. I'm excited for No Buy 2019!
  3. I've been depressed for a while, but after a wonderful night of sleep, I am energized and convicted this morning that I WILL do a successful beauty no buy/project use it up in 2018, and I WILL pay off one credit card/debt each month in 2018, in full! And I WILL enjoy the process! To get ready, between now and midnight on New Year's, I WILL prepare by going through my beauty stash, organizing and taking inventory, and listing my debts. Since these are daunting tasks, I will work on each just a little each day. I can do it! I have faith!

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