Who has PayPal Accounts?

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Liz

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Originally Posted by Tony(admin) DAMN LIZ, i didn't finish the POLL, you replied in 10 seconds
Pls vote heh lol. ok ok!
 
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Originally Posted by Marisol

I have a love/hate relationship with paypal.


Why Marisol? Tell us what happened. I haven't had a problem w/ PayPal and I have been with them since the inception of it.
 
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I love it because its a great tool when buying things from other people or Ebay but I hate it because its so easy to use and tempting. I buy more stuff with since I signed up with Paypal. LOL

 

Liz

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hahahaha.

i don't like paypal (and ebay) because of the fees. but i understand that that is their business.

Originally Posted by Marisol I love it because its a great tool when buying things from other people or Ebay but I hate it because its so easy to use and tempting. I buy more stuff with since I signed up with Paypal. LOL
 
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Isn't PayPal tied directly to your bank account? I don't like my account numbers floating out in cyberspace, I don't care what kind of security they have ... plus I didn't realize until I read Liz's posts that they have fees. I never buy anything from eBay so I have no use for PayPal -- I just buy from online sites where I can use my credit card! (And not pay fees!
)

For that matter it's a rare occasion that I buy anything online ... for being a computer geek I'm not much of an online shopper


 

Liz

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paypal is like an online bank account. you either link it to your bank account or a credit card.

i think the paypal fees is like 7% of whatever payments you RECEIVE. they don't take any fees if you send $$ somewhere.

you can withdraw and transfer $$ from/to your bank account to/from paypal. it takes a couple of days, and there aren't any fees with that.

people use paypal when buying things on like livejournal sales or something.

 
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Paypal is a way to send money to other people. For example, a lot of people use it on Ebay. You can tie it to your bank account and/ or credit card.

As far as the fees go, I only get charged if I accept credit card payments from other users.

 
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Not always GG. If you want to become "Verified" then yes.

Liz, I don't think its 7%. Here is a table I just gor from PayPal's site




Standard Rate Merchant Rate (qualification required)

Monthly Received Payment (USD) $0.00 USD-$3,000.00 USD $3,000.01 USD-$10,000.00 USD $10,000.01 USD-$100,000.00 USD > $100,000.01 USD

Fees per transaction (USD) 2.9% + $0.30 USD 2.5% + $0.30 USD 2.2% + $0.30 USD 1.9% + $0.30 USD




Flat fee will be charged as follows: $0.30 USD for payments in U.S. Dollars, $0.55 CAD for Canadian Dollar, ¥40 JPY for Yen, £0.20 GBP for Pound Sterling, €0.35 EUR for Euro, $0.40 AUD for Australian Dollar.
Fees for receiving eCheck payments will not exceed $5.00 USD per transaction.











Originally Posted by girl_geek

Isn't PayPal tied directly to your bank account? I don't like my account numbers floating out in cyberspace, I don't care what kind of security they have ... plus I didn't realize until I read Liz's posts that they have fees. I never buy anything from eBay so I have no use for PayPal -- I just buy from online sites where I can use my credit card! (And not pay fees!
)
For that matter it's a rare occasion that I buy anything online ... for being a computer geek I'm not much of an online shopper






 
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Here is the CROSS BORDER fees:




Standard Rate Merchant Rate (qualification required)

Monthly Received Payment (USD) $0.00 USD - $3,000.00 USD $3,000.01 USD - $10,000.00 USD $10,000.01 USD - $100,000.00 USD > $100,000.01 USD

USD 3.9% + $0.30 USD 3.5% + $0.30 USD 3.2% + $0.30 USD 2.9% + $0.30 USD

CAD 3.9% + $0.55 CAD 3.5% + $0.55 CAD 3.2% + $0.55 CAD 2.9% + $0.55 CAD

JPY 3.9% + ¥40 JPY 3.5% + ¥40 JPY 3.2% + ¥40 JPY 2.9% + ¥40 JPY

GBP 3.9% + £0.20 GBP 3.5% + £0.20 GBP 3.2% + £0.20 GBP 2.9% + £0.20 GBP

EUR 3.9% + €0.35 EUR 3.5% + €0.35 EUR 3.2% + €0.35 EUR 2.9% + €0.35 EUR

AUD 3.9% + $0.40 AUD 3.5% + $0.40 AUD 3.2% + $0.40 AUD 2.9% + $0.40 AUD








Originally Posted by Liz

paypal is like an online bank account. you either link it to your bank account or a credit card.
i think the paypal fees is like 7% of whatever payments you RECEIVE. they don't take any fees if you send $$ somewhere.

you can withdraw and transfer $$ from/to your bank account to/from paypal. it takes a couple of days, and there aren't any fees with that.

people use paypal when buying things on like livejournal sales or something.





 

Liz

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ahh ok. i knew it was a small %, just didn't know the exact #


 
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Originally Posted by Liz

ahh ok. i knew it was a small %, just didn't know the exact #




PayPal, in my mind is WELL worth the small percentage they charge! It works well. Since EBay Aquired them, they are under much more strict control. I recommend it to anyone
 
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Originally Posted by Charmaine Thanks Liz and Marisol! I don't really buy things online, and I'm afraid that if I get that PayPal, I'm gonna be spending a whole lot more. Hence my love/hate relationship with it.
 
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Cool, I've never bought anything from eBay and I've just been too lazy to look into PayPal.
Maybe someday ... I have noticed that some websites are using PayPal instead of "regular" credit card payments now ...

 
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i love paypal! i love it even more because if you send through it and you don't get the item, you always get your money back no matter what.

 
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I feel weird answering this poll. Why do you want to know if we have Paypal accounts, Tony?

 
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Originally Posted by suzukigrrl I feel weird answering this poll. Why do you want to know if we have Paypal accounts, Tony? because he wants to steal from us and then murder us.
 

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