- Joined
- May 29, 2012
- Messages
- 642
- Reaction score
- 557
On December 11, 2017, I decided to undertake a one year No Buy for the upcoming New Year. I was so excited about it. In the weeks before the New Year, while having fun during the holidays, I worked on getting ready for my No Buy. My goal for the No Buy was to pay off some debts. I prepared for my No Buy by organizing all of my cosmetics, listing my debts in my journal, and beginning to use up a shampoo, a holiday scent shower gel, a cleanser, and a face cream foil pack that were almost finished already. They were items that had been sitting on my dresser forever. That really got me in the No Buy mood.
Goal setting: My goal is always to pay off debts. In past years, I would always declare that "I am going on a No Buy to pay off my credit card debt." Since that is such a large and far away goal for me, I think it was easy to get discouraged and give up as soon as I came across a tempting item. I think this is one reason why my past New Years No Buys always crashed in May. I think this year was more exciting because I set a smaller specific goal. I resolved to pay off not all my debt, but one smaller credit card debt each month. That was exciting for me. The goal proved to be too big to fulfill after six months, but I was able to revise it as the year went on. I ended up paying off not all of my debt, but five credit card debts. That was great. For this year, I have a specific, doable goal of paying off another five credit card debts. It is specific, but realistic. I have a payment plan completely mapped out for each month.
I will be doing last minute preparations on my debt goals and using up a few last minute items in the coming weeks. I'm excited for No Buy 2019!
Goal setting: My goal is always to pay off debts. In past years, I would always declare that "I am going on a No Buy to pay off my credit card debt." Since that is such a large and far away goal for me, I think it was easy to get discouraged and give up as soon as I came across a tempting item. I think this is one reason why my past New Years No Buys always crashed in May. I think this year was more exciting because I set a smaller specific goal. I resolved to pay off not all my debt, but one smaller credit card debt each month. That was exciting for me. The goal proved to be too big to fulfill after six months, but I was able to revise it as the year went on. I ended up paying off not all of my debt, but five credit card debts. That was great. For this year, I have a specific, doable goal of paying off another five credit card debts. It is specific, but realistic. I have a payment plan completely mapped out for each month.
I will be doing last minute preparations on my debt goals and using up a few last minute items in the coming weeks. I'm excited for No Buy 2019!