- Joined
- Nov 15, 2013
- Messages
- 1,034
- Reaction score
- 828
Hello everyone! I'm glad this section of the board exists, because frankly, the entire rest of the forum is basically one huge enabler's paradise! /emoticons/[email protected] 2x" width="20" height="20" />
So, it's 11/26 and I am in serious need of a no-buy. I don't want to go into it here, but I have spent way too much money the past 5 months and it's time for me to seriously look at my finances and stop looking at products. /emoticons/[email protected] 2x" width="20" height="20" />
So, considering I still haven't gotten gifts for everyone in my life for Christmas, I really can't spend any money from my miscellaneous category of my budget on myself. I mean, really I don't need anything. I have to not be a slave to desire, you know?
I mean, I should probably wrap up all the gifts I've gotten myself and put them under the tree and re-unwrap them! Hahah, that would be hilarious. Anyway, I need to be an adult and manage my money wisely, and I used to do that, but have fallen off the wagon.
Here is my strategy:
1. No more purchases for myself the rest of the year, until January 1.
2. Remember that even if there is a freebie attached, it's not worth it to purchase something you don't need to get it.
3. Remember that just because it's a good deal doesn't really mean it's a good deal if you don't need it.
4. Entertain myself at the library- they have magazines, books, movies, and video games, even craft events-- all free!
5. Figure out how to make gifts this year for an added amount of savings.
6. Check out my recent purchases and see if I'm using them, and if not, consider returning.
7. Before I buy anything in the future, make sure it goes through the checklist I found in a magazine- I'll post it if I can find it online.
8. In addition to staying in touch with forums like this, make sure to read the following blogs to stay grounded: Get Rich Slowly and Non-consumer Advocate. By the way, this is a really good article on how to stop 'binge shopping'.
That's my plan, and I'm sticking to it!! /emoticons/[email protected] 2x" width="20" height="20" />
So, it's 11/26 and I am in serious need of a no-buy. I don't want to go into it here, but I have spent way too much money the past 5 months and it's time for me to seriously look at my finances and stop looking at products. /emoticons/[email protected] 2x" width="20" height="20" />
So, considering I still haven't gotten gifts for everyone in my life for Christmas, I really can't spend any money from my miscellaneous category of my budget on myself. I mean, really I don't need anything. I have to not be a slave to desire, you know?
I mean, I should probably wrap up all the gifts I've gotten myself and put them under the tree and re-unwrap them! Hahah, that would be hilarious. Anyway, I need to be an adult and manage my money wisely, and I used to do that, but have fallen off the wagon.
Here is my strategy:
1. No more purchases for myself the rest of the year, until January 1.
2. Remember that even if there is a freebie attached, it's not worth it to purchase something you don't need to get it.
3. Remember that just because it's a good deal doesn't really mean it's a good deal if you don't need it.
4. Entertain myself at the library- they have magazines, books, movies, and video games, even craft events-- all free!
5. Figure out how to make gifts this year for an added amount of savings.
6. Check out my recent purchases and see if I'm using them, and if not, consider returning.
7. Before I buy anything in the future, make sure it goes through the checklist I found in a magazine- I'll post it if I can find it online.
8. In addition to staying in touch with forums like this, make sure to read the following blogs to stay grounded: Get Rich Slowly and Non-consumer Advocate. By the way, this is a really good article on how to stop 'binge shopping'.
That's my plan, and I'm sticking to it!! /emoticons/[email protected] 2x" width="20" height="20" />